At Northview Bank, our loans are underwritten, approved and serviced by Northview Bank. We have options for financing a primary or second home with flexible down payments and several fixed-rate options. Some manufactured homes also qualify for our conventional financing.

If you don’t have an established credit history, or if you have had credit challenges in the past, an FHA loan could make it possible for you to get into the house you want. FHA loans do not require large down payments and have flexible qualification guidelines on fixed-rate mortgages.

Active or retired military veterans or their surviving spouses may qualify for a VA loan with little or no down payment and flexible qualification guidelines. VA loans do not require mortgage insurance.

Buying a lot for future construction or beginning a new construction project can be financed quickly and efficiently. Northview Bank’s convenient construction-to-permanent loans make the process of building as headache-free as possible for our customers.

A USDA loan can put families into a home in rural areas. An applicant who qualifies for a USDA loan may build, rehabilitate, improve or relocate a home in an eligible rural area.

Northview Bank and Vacation Property Loans are giving borrowers a lending solution that works with their lives. With good credit, buyers can qualify for vacation property financing that will make purchasing a cabin, cottage, bare land, and lake home possible. Some of our cabin financing options require as little as 10% down.

For hunting or general recreation. For weekends away or a change of pace. For a place of escape or a place to retire. Northview Bank has a lending solution that can make your dreams a reality for buying land. We have been the leader in bare land loans for decades, offering competitive rates and low down-payment programs.

Business Loans
Our commercial lending experts at Northview Bank partner with business owners at all stages to help them make the right financial decisions for both their present situation and their future vision. Northview Bank works with you to customize these products to your business needs. As a Community Bank, we know one size doesn’t fit all. We offer the competitive rates and terms you need to meet your goals.

We help businesses obtain financing for real estate, business expansion, or working capital. With our knowledge of the local economy, we provide expertise and guidance to help you navigate important steps in expanding your business.

Northview Bank offers loans that are specific to purchasing an existing business as well as loans for starting a new business. Financing solutions from Northview Bank can be used to finance the entity only (such as an insurance agency that rents its offices) or the entity and all the real estate and equipment involved with it (such as a manufacturing plant, a retail store or an apartment complex).

Northview Bank partners with businesses to help them finance the equipment they need. Our lending experts help customers discover Northview Bank’s various equipment financing products lending products with variable terms and conditions who are depending upon essential Funds used to help you purchase equipment for your business.

Our commercial lending experts partner with business owners at all stages of business. We help them make the right financial decisions for both their present situation and their future vision. Northview Bank works with you to customize these products to your business needs.

A business line of credit is used to fund the short-term working capital needs of your business, whether for a specific project or to assist cash flow as the business waits to get paid for accounts receivable billed out. The line can be a either a drawdown line or a revolving line

Construction loans from Northview Bank are used to help you build a new facility or remodel or expand an existing one. By partnering with Northview Bank, business owners can make the space they need for their operation a possibility.