Morece Ford, Founder/CEO

"PREPARE MORE WORRY LESS"

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Get Low monthly rates that protect you in the event of an accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy. 

Homeowner’s insurance pays for losses and damage to your property if something unexpected happens, like a fire or burglary. When you have a mortgage, your lender wants to make sure your property is protected by insurance. That’s why lenders generally require proof that you have homeowner’s insurance.

Life insurance is not just for your unfortunate and untimely demise. It’s time we put the “LIFE” back into Life Insurance. There are living benefits as well as a death benefit in a life insurance policy that can be used to deal with the contingencies in life. One could protect their family after they are gone and protect their financial future while they are still living.

* Commercial Auto is essential to protect your business from unexpected expenses if you or your employees are involved in an accident.

Whether you have a single work truck or a small fleet of delivery vehicles, your commercial car insurance policy can provide coverage up to your policy limit for:

  • Expenses for claims related to emergency care
  • Medical bills
  • Property damage
  • Damage to your vehicle
  • Legal fees
  • Gap coverage on financed and leased vehicles

* General Liability insurance is the most important insurance coverage a business can obtain. In most cases, it is the first line of insurance purchased by a business. GL is required by law in most states; additionally, businesses are often required to purchase coverage with most contracts for leases, loans, and work performed for others.

 

* Errors and Omission is essential coverage in business. We can all be subject to liability claims for a variety of reasons. A delivery person could slip and fall on our sidewalk. We may injure someone in an automobile accident. Business owners could have an employee injure someone through faulty work or carelessness. Even professionals like accountants, financial advisors, attorneys, and doctors can be subject to liability claims. In the case of these professionals and others, Errors and Omissions Insurance can provide the needed protection. E&O coverage, sometimes referred to as malpractice insurance, is professional liability insurance that protects professionals against claims of inadequate work and negligent actions. It offers a layer of financial protection when saying “My bad” isn’t enough.

Taking legal representation and making it more accessible and affordable. Do you need a living will? Now, you can get your will done for less than $25! Finally, you can live life knowing you have a full-service law firm in your back pocket who, at the same time, is not emptying it. Learn more

Identity theft impacts millions of people each year. Criminals are using a variety of scams & hacks to collect & steal your personal information. Dark web, social and identity and credit monitoring are all part of our service. Should your identity be stolen, we offer full restoration services as part of your membership. Learn more

Officiating your signature needs in the state of Arkansas to insure that your documents are signed correctly.

Morece D Ford Protecting You Is My Business

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