Kayla Swanson, a proud Itasca County native, has built her career on a passion for serving her community and helping others achieve their goals. After graduating from Greenway High School in 2013, she earned her Associate of Arts degree from Itasca Community College in 2015 and went on to complete her Bachelor of Business Administration at Viterbo University in La Crosse, WI. In 2018, Kayla returned to Coleraine with her husband, where they have firmly established their roots and are raising their family.
Kayla began her professional journey with the Itasca Economic Development Corporation (IEDC) in 2019 as a Marketing Specialist, later advancing to Operations & Outreach Manager and then Finance & Operations Manager. In these roles, she demonstrated expertise in organizational management, financial oversight, strategic marketing, and relationship building-all driven by her commitment to collaboration and excellence.
Today, Kayla brings that same dedication to her role as Mortgage Loan Officer at Northview Bank, where she specializes in all types of real estate loans. Whether you’re purchasing your first home, refinancing, or investing in property, Kayla is passionate about guiding clients through the lending process with personalized service and local expertise.
Outside of her professional commitments, Kayla serves as Head Women’s Softball Coach at Minnesota North College – Itasca Campus, mentoring student-athletes and sharing her love for the game. She also enjoys golfing, fishing, hunting, and exploring Minnesota’s craft breweries and cideries. Most importantly, she treasures time with her husband, Jace, their son, Blake, their daughter, Elsie, and a supportive circle of family and friends.
Whether helping families secure their dream homes, leading a collegiate sports program, or contributing to her community, Kayla is recognized as a dynamic leader whose professionalism, dedication, and energy set her apart.
At Northview Bank, our loans are underwritten, approved and serviced by Northview Bank. We have options for financing a primary or second home with flexible down payments and several fixed-rate options. Some manufactured homes also qualify for our conventional financing.
If you don’t have an established credit history, or if you have had credit challenges in the past, an FHA loan could make it possible for you to get into the house you want. FHA loans do not require large down payments and have flexible qualification guidelines on fixed-rate mortgages.
Active or retired military veterans or their surviving spouses may qualify for a VA loan with little or no down payment and flexible qualification guidelines. VA loans do not require mortgage insurance.
Buying a lot for future construction or beginning a new construction project can be financed quickly and efficiently. Northview Bank’s convenient construction-to-permanent loans make the process of building as headache-free as possible for our customers.
A USDA loan can put families into a home in rural areas. An applicant who qualifies for a USDA loan may build, rehabilitate, improve or relocate a home in an eligible rural area.
Northview Bank and Vacation Property Loans are giving borrowers a lending solution that works with their lives. With good credit, buyers can qualify for vacation property financing that will make purchasing a cabin, cottage, bare land, and lake home possible. Some of our cabin financing options require as little as 10% down.
For hunting or general recreation. For weekends away or a change of pace. For a place of escape or a place to retire. Northview Bank has a lending solution that can make your dreams a reality for buying land. We have been the leader in bare land loans for decades, offering competitive rates and low down-payment programs.