Winderl Kaminsky Insurance

"More Choices - Better Service"

-Joan Kaminsky-

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Winderl Kaminsky Insurance has been taking care of families and businesses for over 25 years. We offer our clients a broad selection of insurance carriers so we can find the best protection in personal insurance such as home, auto or life, and business insurance. We also specialize in Health Insurance, Medicare, Medicare Advantage and Life Insurance Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

For those who don’t have employer-sponsored health plans, an individual health insurance policy is a necessity. We’ll help you sort out the confusion of co-pays, coinsurance and other considerations and create a policy that fits your life. https://wkohio.com/personal-insurance/individual-health-insurance/

If you are approaching Medicare eligibility and are confused about Medicare and what your options are, we can make the process easy. We have extensive experience with Medicare Insurance in Ohio. Whether you are leaving a group employer plan, or a spouse’s plan, or maybe you’re aging in to Medicare at the age of 65, we can help. • Choosing the right Medicare Supplement plan Understanding Original Medicare vs. Medicare Advantage • How to choose the most cost-effective prescription drug plan How to minimize your out- of-pocket expenses • Understanding enrollment periods and penalties • How to avoid higher Medicare premiums One of the biggest mistakes we see Medicare eligible people is dealing directly with Medicare, and directly with the insurance carriers. This fragments the process and just adds more confusion. What’s more, you could be sold a product that is more beneficial to a salesperson than it is to you. If you have general questions, and would like to discuss your options, our phone number is the only one you need. Call our office today or submit an inquiry on our contact page to get the process started. https://wkohio.com/personal-insurance/medicare-insurance/#Joan

We take time to understand your unique needs, identify and eliminate gaps in coverage that might leave you exposed and create custom plans that fit your life. From auto insurance to home insurance, we’re in the business of helping people protect what they value and have worked so hard to build. https://wkohio.com/personal-insurance/#Joan

In today’s ever-changing environment, risk is constant. Business insurance isn’t. We’ll thoroughly assess your business and situation to develop creative, comprehensive, cost-effective solutions that fit your needs. https://wkohio.com/business-insurance/#Joan

Joan Kaminsk Principal/Agent

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