Efrain Ramirez

LOAN OFFICER

THE BECERRA TEAM | NMLS #: 2180744

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About

As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing, and able to help you find the mortgage product that may be right for you. Whether you are looking to purchase a personal residence, 2nd home, or investment property, or if you need to refinance an existing mortgage, I can help you find the product that suits your needs and circumstances. We offer Conventional, FHA, VA, USDA, Jumbo, and Specialty products, and I am prepared to help you find a loan that is right for you.

Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. You have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.

– 2 Years of Tax Returns

– 2 Years of W2s

– 2 Months of Paystubs

– 2 Months of Bank Statements

– Legible Copy of Drivers License (Please provide most recent copies of documents)

Efrain Ramirez Loan Officer

Testimonials

Efrain is the best in the business!! Thank you for helping us find out first home! Highly recommend Efrain as your agent! As first time homebuyers my husband and I had son many questions and he always went above and beyond to answer them with lots of detail and at any time of day! Efrain is very detailed oriented with all of our wants and needs we were looking for. I highly recommend him to all of our friends and family! If you looking for a home in the SoCal area call him!! Thank you Efrain for everything you did for us! 21 day escrow for the win!!! Efrain and his entire time were so great highly recommended!!!
Veronica C
Efrain has been nothing but great and professional with helping me find a home! Every time I had a question he was there with an answer. Definitely would recommend to any friend or family that is looking for a home!
castanedas304
First, my wife and I were working directly with a broker recommended by friends to get help to buy our first home in Orange County. But, we didn't get the support we needed. Until one day we decided to venture ourselves thru Zillow and got connected with a highly professional real estate agent that made all the difference on our home search. I highly recommend Efrain Ramirez as your real estate agent when you want to buy a property for your family. Efrain was punctual and organized in all of our appointments to see homes we liked to see. He was very patient with all of our questions and requests. Efrain was instrumental for us to buy our home in about two months. Thanks Efrain!
Ernesto Alvizar

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